![]() ![]() For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. IBM and IBM Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients.Ĭlients should consult with their own financial, tax and legal advisors. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. Non-hardware items are financed by means of loans. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Financing. This offering does not guarantee that credit will be provided. We specialize in employer-provided financial planning, providing corporations. ![]() Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Create a more productive, financially well and engaged workforce with Ayco. IBM Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Kavanaugh SVP, Finance & Operations & CFO 11 Nickle LaMoreaux SVP, CHRO 9 Michelle H. Adashek Chief Communications Officer & SVP, Marketing & Communications 9 James J. ![]() IBM Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM - Org chart The Org IBM Overview Org chart Teams Jobs Org chart Arvind Krishna CEO & Chairman 90 Add people Collapse Kathryn Guarini CIO 4 Jonathan H. ![]()
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